Terms of Use

Last updated: 15 April 2026

These Terms of Use ("Terms") govern your use of the Billfold mobile application ("App") operated by Cyberdanes Technologies ("we", "us", "our"). By downloading, installing, or using the App, you agree to be bound by these Terms.

1. Eligibility

You must be at least 13 years of age to use the App. By using the App, you represent that you meet this requirement.

2. Account

You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate information when creating your account and to notify us promptly of any unauthorised use.

3. Acceptable Use

You agree not to:

• Use the App for any unlawful purpose
• Attempt to gain unauthorised access to our systems or other users' data
• Reverse engineer, decompile, or disassemble the App
• Upload malicious content or interfere with the App's operation
• Use the App to store content that infringes the rights of others

4. Your Content

You retain ownership of all content you upload to the App, including receipt images, gift card details, and any other data. We do not claim any ownership rights over your content. You grant us a limited licence to store, process, and display your content solely to provide the App's functionality.

5. Subscriptions and Payments

Billfold offers a free tier and a paid Pro subscription. If you subscribe to Pro:

• Payment is charged to your Apple ID account at confirmation of purchase.
• Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period.
• Your account will be charged for renewal within 24 hours prior to the end of the current period.
• You can manage and cancel your subscriptions in your Apple ID account settings.
• Any unused portion of a free trial period is forfeited when you purchase a subscription.

Prices are in Australian Dollars (AUD) and may vary by region. We reserve the right to change subscription pricing with reasonable notice.

6. Privacy

Your use of the App is also governed by our Privacy Policy, which describes how we collect, use, and protect your data.

7. Data Security

We use industry-standard security measures, including AES-256-GCM encryption for sensitive gift card data and secure hosting in Sydney, Australia. However, no method of electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Account Deletion

You may delete your account at any time from the Settings screen within the App. Account deletion permanently removes all your data from our servers. This action cannot be undone.

9. Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the App will be uninterrupted, error-free, or free of harmful components. OCR text extraction is provided as a convenience and may not be 100% accurate.

10. Limitation of Liability

To the maximum extent permitted by Australian law, Cyberdanes Technologies shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the App. Our total liability shall not exceed the amount you have paid us in the 12 months preceding the claim.

11. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms within the App or by email. Your continued use of the App after changes constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by the laws of New South Wales, Australia. Any disputes shall be subject to the exclusive jurisdiction of the courts of New South Wales.

13. Contact

If you have questions about these Terms, contact us at cyberdanes101@gmail.com.